Texas Assisted Living Costs

Aging is an inevitable process that is characterized by fulfilling lifelong desires, raising a family, societal contributions, and the attainment of aspirations. While aging signifies another milestone in a lifelong journey, it can trying for those who must deal with the physical limitations that emerge as the human body ages.

As the mind and body struggle to make up for age-induced deterioration, families are left wondering who will care for their loved ones and struggling to fulfill these obligations independently. What many don't realize is that although there are many assisted living facilities available to assist in providing care, the rising cost is of concern, especially in Texas, is of concern.

Cost of Assisted Living in Texas

While the average cost of assisted living in Texas continues to rise,various assisted living payment options make it possible for most individuals to gain access to excellent care. Since baby boomers with aging parents may find it difficult to care for their own family, work, and assist their elderly parents, paying for assisted living ensures individuals that their loved ones are being taken care of on a continuing basis.

The average cost in 2016 for a private one bedroom in Texas was $3,515 / mo. which is slightly under the national average of $3,600 a month. (Source: Genworth).

The areas of Texas with the most expensive assisted living include Amarillo, Austin, Dallas-Ft Worth and Midland where the monthly cost averages between $4,000 - $4,500. The most affordable assisted living in the state can be found in Corpus Christi, El Paso, Laredo and Texarkana where it ranges from $2,000 - $2,500 / month.

Memory Care, also referred to as Alzheimer's residential care adds as much as $1,200 to the monthly cost of assisted living. However, there are communities that advertise "all-inclusive" so be sure and ask.

Finding a Texas assisted living facility that is more affordable is attainable in areas like El Paso, Laredo, and Corpus Christi. Though elderly care can be costly and choosing an assist living facility can be taxing, there is no greater comfort than knowing that your elderly family members are being properly taken care of when you are unable to do so.

Assisted Living With Memory Care

Another concern of baby boomers with aging parents is assisted living memory care. Memory Care, also referred to as Alzheimer's residential care, adds as much as $1,000 to the monthly cost of assisted living. Elderly individuals who are at risk for developing or who have developed dementia, Alzheimer's and/or other memory issues must be supervised closely.

Payment Options

Quality assisted living programs can be expensive. For those who are unexpectedly thrown into these situations, the Texas rising cost of assisted living can be a huge issue.

Texas long term care insurance and assisted living payment options can make these financial constraints more manageable. By investing in Texas long term care insurance, individuals can pay a monthly fee in order to obtain quality care for their loved ones. In addition, Medicaid, in-home family support grants, and CCAD/CAS are viable assisted living payment options. {See additional payment options for Texas assisted living}

Finding a Texas assisted living facility can be a stressful process. However, with the proper resources and knowledge, individuals can select the care that best fits their family's needs, financial constraints, and expectations. Preparing early for these challenges is key to being able to afford assisted living living care for your loved one.

Additional Assisted Living Resources

Cost of Assisted Living in Texas

Assisted Living Payment Options