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Eligibility Requirement for Medicaid, Medicare and Related Benefits

Effective 4/1/08

Medicaid & SSI
Dollar Amounts Effective as of January 1, 2008:

2007

2008

Medicaid Single Income/Mo.

$1,869

$1,911

Medicaid Couple Income/Mo.

$3,738

$3,822

SSI Single Income/Mo.

$623

$637

SSI Couple Income/Mo.

$934

$956

Protected Resource Amt. Min.

$20,328

$20,880

Protected Resource Amt. Max.*

$101,640

$104,400

Spousal Monthly Allowance

$2,541

$2,610

Gift Penalized**

$122.50/day

$122.50/day

Personal Needs Allowance

$60

$60

*The Community Spouse can sometimes keep more by applying for an increase.  For example, if countable
income of both spouses together is $1,500 per month, and the 1-yr. CD rate is 5.0%, they can keep $280,800.
**For applications filed before 9/1/07, the divisor is $117.08/day; thereafter it is $122.50/day. For transfers
discovered on or after 9/1/05 in applications filed previously, the divisor is $117.08/day.

          Medicare & Social Security & VA
          Dollar Amounts Effective
          January 1, 2008:

2007

2008

Part A Premium/Mo.[1]

$410

$423

Part B Premium/Mo.[2]

$93.50

$96.40

Skilled Nursing Facility Copayment

$124

$128

Hospital Stay (Part A) Deductible

$992

$1,024

Hospital Copayment, Days 61-90

$248

$256

Hospital Copayment, Days 91-150

$496

$512

Part B (Medical) Annual Deductible

$131

$135

QMB max income single (gross incl. $20 exempt amt)

$871

$887*

QMB max income couple (gross incl. $20 exempt amt)

$1,161

$1,187*

SLMB max income single (gross incl. $20 exempt amt)

$1041

$1,060*

SLMB max couple (gross incl. $20 exempt amt)

$1,389

$1,420*

QI-1 max income single (gross incl. $20 exempt amt)

$1,169

$1,190*

QI-1 max income couple (gross incl. $20 exempt amt)

$1,560

$1,595*

“Substantial Gainful Employment” (Non-Blind)

$900

$940

Max Earnings Taxed for SS

$97,500

$97,500

Max Earnings/Yr, Under 65 

$12,960

$12,960

Max Earnings in Yr of Full Retirement Age**

$34,440

$34,440

Max Earnings after Yr of Full Retirement Age**

No Max!

No Max!

SS COLA

3.3%

3.3%

VA Pension With "Aid & Attendance"--Married

$1,801

$1,843

VA Pension With "Aid & Attendance"--Unmarried Vet

$1,520

$1,555

VA Pension With "Aid & Attendance"--Widow(er)

$911

$999

*Effective 4/1/2008
**Full Retirement = 65 and 10 months if born in 1942 or age 66 if born in 1943-1954. Full
retirement age will gradually increase to age 67 for those born in 1960 and later.

FEDERAL POVERTY GUIDELINES                 2008                                       Excluding Alaska & Hawaii

Family

100%

100%

120%

133%

135%

150%

158%

185%

200%

300%

Size

Annual

Monthly

Monthly

Monthly

Monthly

Monthly

Monthly

Monthly

Monthly

Monthly

 

 

 

 

 

 

 

 

 

 

 

1

$10,400

$867

$1,040

$1,156

$1,170

$1,300

$1,369

$1,603

$1,733

$2,600

2

$14,000

$1,167

$1,400

$1,556

$1,575

$1,750

$1,843

$2,158

$2,333

$3,500

3

$17,600

$1,467

$1,760

$1,956

$1,980

$2,200

$2,317

$2,713

$2,933

$4,400

4

$21,200

$1,767

$2,120

$2,355

$2,385

$2,650

$2,791

$3,268

$3,533

$5,300

5

$24,800

$2,067

$2,480

$2,755

$2,790

$3,100

$3,265

$3,823

$4,133

$6,200

6

$28,400

$2,367

$2,840

$3,155

$3,195

$3,550

$3,739

$4,378

$4,733

$7,100

7

$32,000

$2,667

$3,200

$3,555

$3,600

$4,000

$4,213

$4,933

$5,333

$8,000

8

$35,600

$2,967

$3,560

$3,955

$4,005

$4,450

$4,687

$5,488

$5,933

$8,900

Each

 

 

 

 

 

 

 

 

 

 

Add'l:

$3,600

$300

$360

$400

$405

$450

$474

$555

$600

$900

Programs With Poverty-Level-Related Income Limits
 (Above limits effective 4/1/08-3/31/09

SLMB

120% of poverty + $20  ($4,000 resources unmarried, $6,000 married)

QI-1

135% of poverty +$20   ($4,000 resources unmarried, $6,000 married)

Part D Max

135% of poverty + $20  ($6,000 resources unmarried, $9,000 married)

Part D Min

150% of poverty + $20  ($10,000 resources unmarried, $20,000 married)

MERP Waiver

300% of poverty (up to $100,000 tax appraised residence value, for shares of low-income descendants)

CPW* Under

185% of poverty ($2,000 resources/household, or $3,000 if any member disabled or age 60 or over)

CPW* PregW

158% (no resource limit for pregnant women)

CPW* 1-5

133% of poverty ($2,000 resources/household, or $3,000 if any member disabled or age 60 or over)

CPW* 6-18

100% of poverty ($2,000 resources/household, or $3,000 if any member disabled or age 60 or over)

*CPW = Children & Pregnant Women Medicaid. Pregnant minors have same income limit as children
under age 1.
--TANF resource & income methodology generally applies to CPW; SSI methodology to the other programs.
For example, SSI methodology disregards $20 of income in every case and $65 of earned income plus 1/2 the rest of earned income.
--Multiples of poverty level income are rounded in Excel. Agencies may round differently, creating a difference of $1.00 one way or the other in actual income limits.

 The above information has been provided by:

 H. Clyde Farrell
Attorney at Law*
Certified Financial Planner™
Phone (512) 323-2977
1411 West Avenue, Suite 100
Fax (512) 708-1977   Austin, TX  7870
E-Mail: cfarrell@texas.net
www.ClydeFarrell.com

 

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