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Texas Medicaid Asset Protection &
Veterans Benefits - Texas Residents Only

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Texas Medicaid Spend Down, Asset Protection, Estate Preservation, Paying Nursing Home DID YOU KNOW...the average cost for long term care in a Texas nursing home today is approximately $54,000 annually. How can your assets & income be protected? How long will your money last?

It's what you don't know about Medicare, Medicaid and long term care insurance that can ruin you financially.

Senior Planning Services (SPS), founded in 1990, specializes in estate preservation and late life nursing home planning to protect assets from the high cost of unexpected long term care expenses.

Did you know that Medicare only pays the first 20 days of skilled care? The next 80 days are covered but with a $137.50/day deductible and Custodial care IS NOT covered by Medicare.

After that, there are four ways to pay for Long Term Care in a nursing home:

    1) Private pay (your savings)
    2) Long term care insurance (if affordable)
    3) Veterans Benefits (if qualified)
    4) Medicaid Benefits (if qualified)

According to government statistics, most people that enter a nursing home pay privately, spend down most of their assets, and then qualify for Medicaid. However, with careful planning, assets and income CAN be protected.

Texas Senior Asset Protection, Medicaid Spend Down, Paying for Long Term Nursing Home CareYou DO NOT have to deplete your life savings to qualify for assistance to pay long term care expenses. Senior Planning Services (SPS) has the specialized knowledge of ever changing rules and regulations to help you establish the best asset protection plan the law permits.

Gary N. Beasley, CSA, manages the central Texas office is the Medicaid case analyst for the Austin and Bryan-College station offices. He has 30 years experience in financial services as a Certified Senior Advisor (CSA), is a Licensed Insurance Counselor, and a Medicaid Planning Specialist for the Law Office of W. Tim Ladyman, P.C.

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To receive your FREE copy of 2012 Medicaid at a Glance, 2012 Myths and Facts about VA Benefits or How Long Will Your Money Last, complete our Request for Information form below or call (512) 441-2825. * * Please don't forget to include a mailing address.

The Ladyman Law Office for Senior Planning Services (SPS)
"Serving the Financial Needs of Texans Since 1990." 
Gary N. Beasley, CSA
5706 Bull Creek Road | Austin, TX  78756
Ph: 512-441-2825 | Fax: 512-828-7243
Toll Free: 1-888-439-5900

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       2012 Medicaid at a Glance

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