Medicaid for Long-Term Care
Corpus Christi * Fort Worth * Houston * Kerrville * San Antonio
451 Guadalupe St #204 - Kerrville, TX 78028
Office: (830) 896-8972
Total Spend Down is not the answer.
Today, one of the most stressful problems facing seniors who enter long term care facilities is the loss of their life savings by paying for long term care. An alternate source of funding for skilled nursing costs could be the long-term care Medicaid program. We help families establish Medicaid Qualification while preserving assets and protecting the home.
When entering a nursing facility you have one of two options: The first option is a total spend down of your life savings on long term care costs. The second option is to be able to preserve a substantial amount of your life savings, while at the same time qualifying for Medicaid benefits. There is a large information gap for families on how to access long-term care benefits under the Medicaid program and avoid unnecessary spend down of resources.
We've been helping families with
all over the state of Texas since 2009.
We began this business after experiencing first hand how difficult it can be to qualify for Medicaid at a Long-Term Care facility. We witnessed a married couple needing around $9,000 for Long Term Care. They spoke with the Health and Human Service Commission office and they were told to spend down their total assets to $3,000 then they would qualify for Medicaid.
After spending their life savings and even selling their home and vehicle, Medicaid benefits finally began. They were devastated! We began to research how to help families with home and asset preservation while getting qualified for Medicaid in hopes that others will never have to experience what this family experienced.
Meet the Team
Experienced, Knowledgeable, and Strategic
What we do and how we can help youOur Senior Planning Division provides estate preservation from Medicaid long term care spend down. The best time to call us is when the person is entering the nursing home.
You donít have to spend your life savings paying nursing home costs. If you are responsible for the management of the assets of someone who is currently in or about to enter a nursing home facility, the following information is vital to that personís financial health. Let us help you qualify for Medicaid before you start private pay with the long term care facility.
We find so many times that when a client comes to us who has been private paying they realize after the fact that we could have prevented it. Even if you know of someone who is currently in a nursing home in Texas who is private paying, why not tell them about our service and give us a call. It might be one of the most important calls they ever make.
If you know the guidelines and how to apply them, you will find that in most cases you are not required to spend all your money, but can actually preserve a large part of it. Total Spend Down is not the answer.
At one end of the information spectrum are the social workers, discharge planners and admission directors who focus on solutions to medical and nursing care treatment. At the other end is the Texas Department of Human Services, a dedicated group of Medicaid workers. Itís their job to process applications and to approve or reject applicants for benefits.
As a result of this information gap, people are not able to obtain all the information needed to make informed decisions regarding the issues of long-term care planning and preservation of their estate as the guidelines might afford them.
Contact us Today
Contact the Senior Planning Division of The Wood Law Firm today to arrange for your free consultation at (830) 896-8972 or complete our Request for Information form below.
Remember, Total Spend Down is not the answer.
Elder Options of Texas
All Rights Reserved
DISCLAIMER: Links to other websites or references to products, services or publications do not imply the endorsement or approval of such websites, products, services or publications by Elder Options of Texas. The determination of the need for senior care services and the choice of a facility is an extremely important decision. Please make your own independent investigation.