At Lone Star Reverse Mortgage we exclusively provide senior Texas homeowners with reverse mortgage services and information throughout the great state of Texas.

We Serve the State of Texas!!

What is a Reverse Mortgage?

A reverse mortgage, also known as HECM (home equity conversion mortgage) loan, is a powerful and proven financial instrument that allows you to access the equity you’ve accumulated in your home. In the state of Texas, both spouses must be at least 62 years of age and live in their own home with considerable equity.

The significant difference between a reverse mortgage and a forward mortgage is that there are no principal or interest payments required on the home while the borrower occupies the property. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

A reverse mortgage can be used as a tool to secure and plan for your future. A reverse Mortgage does not affect eligibility for Medicare nor Social Security benefits.

Applying For a Reverse Mortgage

When considering a reverse mortgage, remember...

The homeowner must meet with a HUD-approved counselor to discuss their eligibility, financial responsibilities of the loan, and other loan alternatives.
There are no limits as to how much money the homeowner can borrow.
If the homeowner still owes a lot of money on a traditional mortgage, they might not qualify for a reverse mortgage.
The homeowner must have the money to pay ongoing property charges, including taxes and insurance as well as maintenance and repair costs.

At Lonestar Reverse Mortgage , we strive to find the best rate that will provide the highest net loan amount for you. Along the way, we give you old-fashioned personalized service that is second to none! We personally meet with 85% of our customers.

We want to personally understand your needs and accurately answer all your questions based on your individual situation. When considering a reverse mortgage, as with any important decision, you should make the decision with all the facts in hand and with all of your questions answered directly and honestly.

We pledge to treat you fairly and honestly. We will answer all of your questions in a no-pressure, no-obligation environment and help YOU decide if a reverse mortgage is in your best interest. We exclusively provide our services to Texas homeowners all throughout our great state. We look forward to speaking with you!

For more information, or to learn more about a Texas Reverse Mortgage, please call (800) 307-9113 or visit our company website .

Debbie Worley NMLS # 211059
TX Lic. # 67929

Bob Worley NMLS # 211905
TX Lic. # 50404

NMLS # 769381

Dallas Office
6565 N MacArthur Blvd. Suite 225
Irving, Texas 75039 ( map }

Austin Office
401 Congress Ave. Suite 1540
Austin, Texas 78701 ( map }

Debbie Worley NMLS # 211059 TX Lic. # 67929

Debbie Worley NMLS # 211059
TX Lic. # 67929