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Texas Reverse Mortgage, Inc.

The ONLY product we provide is the Texas Reverse Mortgage!

Robert L. Wade, CPA
Texas Reverse Mortgage Specialist

290 Trail Master Circle
Driftwood, TX 78619

Tel: 512-288-7777

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Home Equity Conversion Mortgage (HECM)

NMLS #268922 

Our mission at Texas Reverse Mortgage is to set the highest standard in the Reverse Mortgage industry and be the best informed professionals in reverse mortgages.

By only providing Reverse Mortgages we are focused on our common goal - to obtain the best program at the best rate that fits your needs.

We will always adhere to the highest degree of integrity in all of our business dealings. Being eligible myself for a Reverse Mortgage gives me a unique perspective as to our customers' needs. We will come to you anywhere in Texas and help you complete the application package.

What is a Home Equity Conversion Mortgage (HECM)?

The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program, which enables you to withdraw some of the equity in your home. Home Equity Conversion Mortgage or HECM is only available through an FHA approved lender.

The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program, which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement Social Security, meet unexpected medical expenses, make home improvements and more.

Find the Texas Reverse Mortgage Option to Fit Your Needs

When it comes to Texas Reverse Mortgages, Education is the key. Our pledge to you, is to complete the education process, so you are able to make an informed decision. We always encourage prospective clients to invite family members to be a part of the discussion with us during the education process.

We provide Reverse Mortgages only in TEXAS. By this approach we are able to keep current with market conditions and values in most Texas cities and also in rural areas. This also allows us to know and select the best support professionals in Texas. Texas Reverse Mortgage is not a CPA firm.

About Reverse Mortgages

A Texas reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

We want you to be able to recommend us to your friends as professionals that know what we are doing and will do whatever it takes to get your reverse mortgage closed with the least amount of stress and on your schedule.

Robert L. Wade, a Texas Reverse Mortgage Specialist
Robert Wade, Texas Reverse Mortgage Specialist
I have over 25 years experience in the mortgage industry, first in my professional capacity as a CPA by auditing mortgage brokers and then as an owner of two different mortgage brokerage firms. If you have a manufactured or mobile home you will want to speak with us. 

We are  the only Reverse Mortgage company that is an expert in manufactured and mobile home loans.  If you have been told that you cannot get a reverse mortgage because your home's foundation does not qualify, or that your home and land must be currently classified and taxed as real estate then you have been misinformed. We are experts in addressing these issues and can give you references to contact so that you can verify our ability to get these loans closed.

Contact Robert Today!

For more information, please call Robert Wade, a Texas Reverse Mortgage Specialist, at 512.288-7777or complete the Request for Information form below.

Austin, TX 78705

Robert Wade, texas reverse mortgage


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DISCLAIMER: Links to other websites or references to products, services or publications do not imply the endorsement or approval of such websites, products, services or publications by Elder Options of Texas. The determination of the need for senior care services and the choice of a facility is an extremely important decision. Please make your own independent investigation.