What is Assisted Living?
Assisted Living is defined as, "housing for the elderly or disabled that provides nursing, meals, and/or housekeeping as needed." For those who are able to care for themselves independent living facilities are an option that can provide help with activities of daily living (ADLs) like laundry, bathing, and help with errands.
Assisted living costs in Texas vary with the residence, apartment size, and types of services needed. The basic rate may cover all services or there may be additional charges for special services. Most assisted living residences charge on a month-to-month lease arrangement, but a few require long-term arrangements. Assisted living is of often less expensive than home health or nursing home care in the same geographic area.The average cost in 2016 for a private one bedroom in a Texas assisted living community was $3,515 / month, which is slightly under the national average of $3,600 a month. (Source: Genworth) The areas of Texas with the most expensive assisted living include Amarillo, Austin, Odessa, Victoria and San Antonio, where the monthly cost averages between $4,000 - $4,600.
Assisted living residents usually live in their own semi-private or private apartments, which include a furnished or unfurnished bedroom, kitchen area, and bathroom. Various types of apartments are available such as private studio apartments, one-bedroom private apartments, one-bedroom shared apartments, and dormitory-style bedroom arrangements. Services can include:
The majority of assisted living facilities also contract with home health agencies to provide skilled nursing care and with hospice providers for hospice services. While 86.2% of assisted living residents today pay for long-term care from their personal financial resources, 41 states offer "home and community-based waivers" that allow low-income residents to live in assisted living. More seniors are purchasing long-term care insurance to help plan for and finance their long-term care needs.
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