About 55 Plus Apartment Communities
You may have heard the term 55+ senior living community. Or maybe you heard someone reference apartments for seniors. On the surface it seems pretty straight forward – an age-restricted community of people that are at least 55 years old – but what else is there to know?
Senior apartment communities that advertise the word "affordable" are generally tax credit apartment communities aka Texas affordable senior apartments. You may also often see advertised words such as “Income Restrictions Apply or "Variable Pricing Structure". Each senior apartment community has different income requirements and guidelines so it's important to ask when contacting them. Age restrictions for properties may vary from 50 – 62+ depending on the property.
The Fair Housing Act of 1968 actually made it illegal for communities/landlords to discriminate against potential occupants based on protected classes. It was amended in 1988 to include protection for those with disabilities or based on familial status. However, in 1995 the Department of Housing and Urban Development (HUD) passed the Housing for Older Persons Act in order to preserve communities designed for seniors.
There are multiple benefits to living in an age-restricted community, but they are for everyone?
Your neighbors are your peers.
You'll be living near other people similar in age to you and similar
in terms of their stage in life. Ideally, that means you'll be
around loads of people you have something in common with, people you
can interact, socialize, and enjoy life with.
Activities and events. Many 55 plus communities work specifically to promote an active lifestyle by offering a full schedule of events and activities for residents. These events will help you get to know your neighbors, and cater to every interest from softball and swimming to book clubs and other special interest groups.
Why You Should Also Think Twice
Restrictive rules. Not all 55 plus apartment communities have strict rules for residents. But many do have rules that regulate who can visit you and for how long, whether you can have pets, the colors you can paint your house, and other issues. One of the most onerous restrictions has to do with the age limit most 55+ communities, even more lenient ones, will not allow anyone under the age of 55 to come live with you. This may be something you want to consider if you want your grandchildren to come visit for a long period of time or let an adult child move in between jobs.
55 plus apartment communities can be a great move for some people. But before you decide, visit in person to make sure the community's rules and financial policies work for you. Talk to residents to get honest answers about what it's like to live there and get a sense of how friendly your neighbors will be. Put in the research ahead of time, an you re likely to get the information you need to make the right choice for you.
Elder Options of Texas
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DISCLAIMER: Links to other websites or references to products, services or publications do not imply the endorsement or approval of such websites, products, services or publications by Elder Options of Texas. The determination of the need for senior care services and the choice of a facility is an extremely important decision. Please make your own independent investigation.